It's the reason other provinces' insurance rates are substantially lower than ours By Paul Hurst In Saskatchewan and Manitoba, car insurance is completely “no fault.” This means you cannot sue Saskatchewan General Insurance or Manitoba Public Insurance for money for “pain and suffering” from a car accident. The insurance rates in those two provinces are substantially lower than in BC. In BC, the “no fault benefits’ are fairly limited. This is because there is universal health care to cover you for medical treatment. ICBC and BC Medical overlap coverage if you are at fault. You cannot sue yourself, so you…
Continue readingEspecially if you don’t opt in for first party By Paul Hurst As I mentioned in a previous article, I’ll be explaining the two main components of your car insurance policy. You already know a bit about third party from…
Continue readingFaking an accident is not the way to win big By Paul Hurst There are those that believe that a car accident = jackpot! Well, despite the urban myth that being injured in an accident means you get a lot…
Continue readingAin't no party like third party coverage By Paul Hurst Automobile insurance in North America has developed over the last 100 years, and is based on civil law. In B.C., insurance interacts with the Criminal Code of Canada a bit,…
Continue readingDr. Faustus: there's a call for you. Beelzebub is waiting on line three By Paul Hurst “A sleep trance, a dream dance, a shared romance: Synchronicity” The Police: Synchronicity Carl Jung described “synchronicity” as “temporally coincident occurrences of acausal events.” …
Continue readingThe smoking gun: the beginner's guide to everything you wanted to know about Cuban cigars. By Paul Hurst Photos by Mark Burnham Although many people object to the perfume of a nice Habana puro, others think a cigar has a…
Continue readingHow to avoid an accident, or at least make sure you get paid By Paul Hurst Photos by Rool Paap Please remain calm. You’ve just had your first car accident, and without a doubt it’s traumatic. I hope and pray…
Continue readingBy Paul Hurst The insurance industry is a great place for recent graduates to look for a job Many moons ago (264 to be exact), I popped out of the protective bubble of SFU and crashed headlong into the brutal…
Continue readingSFU voted 394th in top 1,000 over 1,000 In a recent polling conducted by popular Canadian news magazine MacLeans, SFU was ranked 394st, dropping 7 spots from its 2012 ranking. The 1,000 over 1,000 ranks the top 1,000 post-secondary insititutions…
Continue readingBy Paul Hurst Larger-than-life superhero action flick remains true to its comic roots The Avengers is a 20-course meal at a five star restaurant of action and adventure with action as the main course and spiced up by credible acting.…
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